Privacy Policy
Last updated: June 2026
1. Who we are
Riftova is the data controller for MoneyMap. We are responsible for how your personal data is collected, used, and protected when you use our service.
2. What data we collect
We collect the following categories of personal data:
- Account data: name, email address, login credentials
- Usage data: how you interact with MoneyMap features, preferences, and settings
- Device and technical data: IP address, browser type, device identifiers, and cookies
- Support data: messages and communications with our support team
- Financial inputs: transaction amounts, categories, budgets, and goals you enter (used only to provide the service)
3. How we use your data
We process personal data for the following purposes:
- To create and manage your account
- To provide MoneyMap's financial intelligence features
- To maintain security, prevent fraud, and ensure service integrity
- To improve our product through analytics and user feedback
- To communicate important service updates and respond to support requests
- To send marketing communications where you have consented
Our legal bases for processing include: performance of a contract, legitimate interests, consent (for optional communications), and legal obligations.
4. Data sharing
We share personal data with the following categories of recipients:
- Service providers: hosting, analytics, and customer support tooling
- Merchant of Record (Paddle.com): for processing payments, managing subscriptions, handling tax compliance, and generating invoices. Paddle acts as an independent controller for the data it collects during checkout.
- Professional advisers: legal and accounting professionals where necessary
- Authorities: where required by law or to protect our rights
5. Data retention
We keep your personal data for as long as your account is active, or as needed to provide you with the service. After account closure, we retain data only for as long as necessary to comply with legal obligations, resolve disputes, and enforce our agreements. Financial inputs may be deleted immediately upon account deletion at your request.
6. Your rights
You have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your data (right to be forgotten)
- Object to or restrict certain processing
- Withdraw consent where processing is based on consent
- Request data portability
- Lodge a complaint with a supervisory authority
To exercise any of these rights, contact us at the email address listed in your account settings. We will respond within one month.
7. Security
We implement appropriate technical and organisational measures to protect your personal data, including encryption in transit and at rest, access controls, and regular security reviews.
8. Cookies
MoneyMap uses essential cookies to keep you signed in and maintain your session. We also use analytics cookies to understand how users interact with the app. You can manage cookie preferences through your browser settings.
9. International transfers
Your data may be transferred to and processed in countries outside your own. Where this occurs, we ensure appropriate safeguards are in place, such as standard contractual clauses or adequacy decisions.
10. Changes to this policy
We may update this Privacy Policy from time to time. We will notify you of significant changes via email or through the app.